Car accidents are a very general origin of the injury, and the consequences of a car accident can be mild to moderate to severe. Result of a car accident that causes injury, most people’s first thought is to contact their insurance firms to make a claim. Especially if you are in New Jersey, you may need a New Jersey Lyft Accident Lawyer.
In many cases, mostly serious auto car accident cases, it is crucial to consult a skilled personal injury lawyer before talking with your insurance firm and the defendants to make sure all of your rights are protected.
New Jersey Lyft Accident Lawyer
A New Jersey Accident Lawyer generally has significant experience helping car accident victims get fair financial compensation, especially in cases involving serious injury or wrongful death. With so many Lyft drivers on New Jersey roads, accidents are bound to happen from time to time.
Fortunately, New Jersey requires ridesharing companies to carry large insurance policies to compensate the victims of accidents by their drivers. Let’s clarify the things about New Jersey Lyft Accident Lawyer more, and better understand the damage Lyft accidents can do and your options for compensation.
What Happens If You’re Injured by a Lyft Driver in New Jersey
New Jersey has a comprehensive law that requires ridesharing companies to take certain safety measures. They must run driving record checks, and their drivers must have safety inspections performed on their vehicles, but even with these precautions in place, their drivers sometimes injure passengers or other people on the road.
That is why New Jersey requires ridesharing companies or their drivers to carry insurance policies. Precisely how much insurance is demanded depends on what the driver of the car was doing at the time of the accident.
If the driver is not logged into the app at the time of the accident, only the driver’s own personal insurance is available to compensate victims. If the driver is logged in and waiting to receive rides, insurance must cover fifty thousand dollars worth of injury per person.
If the driver has agreed to provide a ride and injuries, someone, on the way to pick up, the passenger or after picking up the passenger, then insurance must cover one point five million dollars’ worth of personal injury.
In our experience, it is best to hire a New Jersey Lyft accident lawyer who can help to determine the driver’s status at the time of the accident.
Do You Get Extra Protection If You’re a Passenger
A ridesharing driver can be found at fault for an accident whether the injured person is a pedestrian, a passenger, or in another car, but if you’re a passenger, New Jersey Law also requires drivers for ridesharing companies to carry one point five million dollars of uninsured or underinsured motorist coverage. This means that if a passenger is injured in an accident where someone other than the Lyft driver is at fault, the passenger can still receive up to one point five million dollars in compensation if the other driver’s insurance can’t cover the full cost of the injury.
What About Your Own Car Insurance
Any driver in New Jersey has to have their own car insurance, which includes Personal Injury Protection (PIP) benefits that the insurance companies pay out to cover injuries regardless of fault.
In most accidents, a person with PIP coverage cannot sue the driver at fault unless they suffered permanent injury, such s disfiguring facial scar or loss of a limb. Nevertheless, New Jersey law has an exception that allows PIP policyholders to sue ridesharing drivers even if they have not suffered a permanent injury.
If you or a loved one have been injured by a Lyft driver in New Jersey, contact a New Jersey Lyft accident lawyer near you before doing anything. If you have any questions about a Lyft accident in New Jersey, feel free to contact us.